JULIANA, Sherlin; HIDAYAT, Agus Maolana. DETERMINANTS OF RETURN ON EQUITY: A COMPARATIVE STUDY OF BANK MANDIRI, BNI, AND BTN USING A PANEL DATA MODEL APPROACH. Journal of Posthumanism, [S. l.], v. 5, n. 7, p. 1129–1144, 2025. DOI: 10.63332/joph.v5i7.2900. Disponível em: https://posthumanism.co.uk/jp/article/view/2900. Acesso em: 19 mar. 2026.